Payee Verification and Payment Authorization

The problem

• Invoice payments can fall under normal approval limits.
• A changed or unverified account is a risk even when the amount and the payer are fine.

What MACAW does

• Makes a verified payee a condition of payment.
• Holds a $9,000 payment to an unverified account. The approver denies it.
• Pays a verified payee at once.

What’s different

• Business conditions checked before money moves.
• The recipient matters, not only who asks and how much.
• Allowed and denied payments recorded for review.

Policy and deployment

Policy

New accounts must be verified. Over $25,000 needs Priya.

Deploy

The SecureAI adapters or the macawClient SDK in your app, with policy in the MACAW control plane.